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HDFC FD Calculator

Independent calculator — not affiliated with or endorsed by HDFC

Written by lemmatools Editorial Team · Last updated:

Rs

₹1.00 L

₹1.00 L
₹10,000₹1.00 Cr
% p.a.
7.5%
3%12%
yr
mo

Maturity Amount

₹1.08 L

Interest earned: ₹7,714 (quarterly compounding)

Principal

₹1.00 L

Total Interest

₹7,714

Interest %

7.71%

Return p.a.

7.50%

Post-Tax Maturity

10% TDS (Senior FD)₹1.07 L
20% TDS (below ₹5L PAN)₹1.06 L
30% Tax (highest slab)₹1.05 L

About this HDFC calculator

Work out the maturity value of a HDFC fixed deposit: enter your deposit amount, HDFC's current rate for your tenure, and the period. The calculator applies quarterly compounding — the convention HDFC and all Indian banks use for cumulative FDs — and also shows post-tax maturity at each tax slab.

HDFC revises FD rates periodically and pays senior citizens extra on most tenures — confirm the current card on our FD rate table or HDFC's official website before booking. This is an independent lemmatools calculator, not affiliated with HDFC; for the same rate and tenure it reproduces the bank's own maturity figure.

→ See the current rate table

For the full formula walkthrough, worked examples, FAQs and methodology, see the main FD Calculator page.

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