About this LIC HFL calculator
Use this free calculator to work out the exact monthly EMI on a LIC HFL home loan. Enter the loan amount, the interest rate quoted in your LIC HFL sanction letter or the bank's current published rate, and your tenure — the EMI, total interest and year-by-year amortization update instantly, entirely in your browser.
LIC HFL's floating home-loan rates are repo-linked, so your exact quote depends on your credit score, loan size and the current benchmark — check the latest range on our maintained home-loan rate table, or LIC HFL's official website. This tool is an independent lemmatools calculator and is not affiliated with or endorsed by LIC HFL; it uses the standard reducing-balance EMI formula every Indian bank uses, so the result matches the bank's own quote for the same inputs.
→ See the current rate tableFor the full formula walkthrough, worked examples, FAQs and methodology, see the main EMI Calculator page.