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Post Office RD Calculator

Independent calculator — not affiliated with or endorsed by Post Office

Written by lemmatools Editorial Team · Last updated:

Rs

₹5,000

₹5,000
₹100₹1.00 L
% p.a.

Post Office 5-year RD and bank RD rates differ — check your bank

6.7%
3%10%
years
5 yr
1 yr10 yr

Maturity Value

₹3.59 L

Interest compounded quarterly

Total Deposited

₹3.00 L

Interest Earned

₹58,807

Effective Gain

19.6%

Same Sum as Upfront FD

₹4.18 L

About this Post Office calculator

Calculate the maturity of a Post Office 5-year recurring deposit: enter your monthly deposit and the current notified rate, and the calculator simulates the exact monthly-deposit, quarterly-compounding pattern India Post uses.

The Post Office RD rate is notified quarterly by the Ministry of Finance and locked for your account at opening — verify the current quarter on our small-savings rate table or indiapost.gov.in. This independent lemmatools calculator matches India Post’s published maturity figures for the same rate.

→ See the current rate table

For the full formula walkthrough, worked examples, FAQs and methodology, see the main RD Calculator page.

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