How to Use the Retirement Calculator
Enter current age, retirement age, current savings, monthly savings, expected return, inflation, and monthly expenses today. The calculator shows corpus needed, corpus you will have, and any gap.
Retirement Calculator Formula
Monthly SIP needed = back-calculated from SIP FV formula to reach target corpusExample Calculation
Age 30, retire at 60, expenses ₹50,000/month today, 6% inflation, 10% return:
Inflation-adjusted corpus needed for 25-year retirement
Corpus needed ≈ ₹8.1 crore
Frequently Asked Questions
What is the 4% safe withdrawal rule?
The 4% rule suggests withdrawing 4% of your retirement corpus annually. This means corpus needed = annual_expenses / 0.04. At 4%, a ₹1 crore corpus sustains ₹4 lakh/year.