How to Use the SWP Calculator
Enter your corpus, expected monthly withdrawal amount, and annual return rate. The calculator shows how many months your corpus will last and plots a balance chart.
SWP Calculator Formula
Balance_month = Balance_prev × (1 + r) − withdrawal; r = annual_return/12/100Example Calculation
₹50 lakh corpus, ₹30,000/month withdrawal, 8% return:
Monthly: balance × 1.00667 − 30000
Corpus lasts approximately 24 years 8 months
Frequently Asked Questions
What is SWP?
SWP (Systematic Withdrawal Plan) is the opposite of SIP — instead of investing monthly, you withdraw a fixed amount monthly from your mutual fund corpus while the remainder stays invested and continues to earn returns.
Sources
All calculations run in your browser and are provided for information only — they are not investment, tax or legal advice. Verify current rates and rules with the official source above before acting.